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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,253 | $201,344-46.7% | $184,243-41.8% | $145,877-26.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 25.17% | 29.01%-3.8pp | 28.82%-3.6pp | 551.28%-526.1pp |
| Employer contribution / active EE | $5,891 | $7,022-16.1% | $6,427-8.3% | $4,663+26.3% |
| Participant deferral / active EE | $13,604 | $9,807+38.7% | $9,132+49.0% | $6,691+103.3% |
| Admin fee / account holder | $6,000 | $16,382-63.4% | $13,914-56.9% | $13,402-55.2% |