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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,109 | $27,639-96.0% | $61,501-98.2% | $68,490-98.4% |
| Participation rate | 96.0% | 39.5%+56.5pp | 52.6%+43.4pp | 67.9%+28.1pp |
| Annual return | -18.01% | -13.19%-4.8pp | 339.04%-357.1pp | -7.85%-10.2pp |
| Employer contribution / active EE | $0 | $696-100.0% | $1,160-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,790 | $1,264+41.7% | $2,125-15.7% | $4,028-55.5% |
| Admin fee / account holder | $380 | $2,012-81.1% | $2,132-82.2% | $5,403-93.0% |