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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,821 | $176,105-38.8% | $159,474-32.4% | $167,536-35.6% |
| Participation rate | 46.2% | 85.0%-38.8pp | 82.8%-36.7pp | 82.1%-36.0pp |
| Annual return | 13.33% | 331.91%-318.6pp | 263.68%-250.3pp | 478.82%-465.5pp |
| Employer contribution / active EE | $1,960 | $5,299-63.0% | $4,831-59.4% | $4,839-59.5% |
| Participant deferral / active EE | $5,388 | $7,751-30.5% | $7,353-26.7% | $6,342-15.0% |
| Admin fee / account holder | $1,384 | $12,559-89.0% | $10,802-87.2% | $12,315-88.8% |