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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,627 | $154,228+10.6% | $145,433+17.3% | $137,256+24.3% |
| Participation rate | 40.0% | 83.8%-43.8pp | 82.1%-42.1pp | 80.0%-40.0pp |
| Annual return | 18.39% | 74.59%-56.2pp | 66.58%-48.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,923 | $4,804-60.0% | $4,554-57.8% | $4,156-53.7% |
| Participant deferral / active EE | $4,334 | $8,216-47.2% | $7,897-45.1% | $6,407-32.3% |
| Admin fee / account holder | $1,489 | $14,344-89.6% | $13,129-88.7% | $12,270-87.9% |