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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,012 | $148,629-76.4% | $135,982-74.3% | $139,487-74.9% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 21.86% | 79.33%-57.5pp | 68.32%-46.5pp | 373.84%-352.0pp |
| Employer contribution / active EE | $5,268 | $5,247+0.4% | $4,859+8.4% | $4,755+10.8% |
| Participant deferral / active EE | $11,704 | $8,102+44.5% | $7,760+50.8% | $6,713+74.4% |
| Admin fee / account holder | $2,855 | $12,406-77.0% | $10,767-73.5% | $11,407-75.0% |