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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,143 | $100,073+31.0% | $85,126+54.1% | $145,877-10.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.76% | 84.11%-70.4pp | 66.63%-52.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $16,775 | $5,294+216.9% | $4,523+270.9% | $6,691+150.7% |
| Admin fee / account holder | $1,167 | $7,261-83.9% | $6,160-81.1% | $13,402-91.3% |