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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,143 | $99,921+31.2% | $85,009+54.3% | $145,959-10.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.76% | 83.89%-70.1pp | 66.47%-52.7pp | 561.95%-548.2pp |
| Employer contribution / active EE | $0 | $3,233-100.0% | $2,728-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $16,775 | $5,293+216.9% | $4,522+271.0% | $6,689+150.8% |
| Admin fee / account holder | $1,167 | $7,252-83.9% | $6,153-81.0% | $13,398-91.3% |