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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,156 | $111,785-96.3% | $93,669-95.6% | $145,877-97.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 24.33% | 203.79%-179.5pp | 133.59%-109.3pp | 551.28%-526.9pp |
| Employer contribution / active EE | $1,811 | $3,096-41.5% | $2,424-25.3% | $4,663-61.2% |
| Participant deferral / active EE | $2,939 | $4,919-40.2% | $4,416-33.4% | $6,691-56.1% |
| Admin fee / account holder | $497 | $10,256-95.2% | $8,291-94.0% | $13,402-96.3% |