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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,737 | $183,592-53.8% | $155,574-45.5% | $145,877-41.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.13% | 61.37%-47.2pp | 64.87%-50.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $18,493 | $5,317+247.8% | $4,676+295.5% | $4,663+296.6% |
| Participant deferral / active EE | $15,511 | $6,466+139.9% | $5,629+175.5% | $6,691+131.8% |
| Admin fee / account holder | $916 | $19,316-95.3% | $15,914-94.2% | $13,402-93.2% |