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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,370 | $73,848-69.7% | $143,799-84.4% | $68,486-67.3% |
| Participation rate | 16.0% | 66.7%-50.7pp | 80.3%-64.3pp | 67.9%-51.9pp |
| Annual return | -27.38% | 0.91%-28.3pp | -0.04%-27.3pp | -7.85%-19.5pp |
| Employer contribution / active EE | $2,668 | $3,184-16.2% | $4,952-46.1% | $2,597+2.7% |
| Participant deferral / active EE | $979 | $3,385-71.1% | $5,638-82.6% | $4,028-75.7% |
| Admin fee / account holder | $94 | $5,755-98.4% | $14,677-99.4% | $5,404-98.3% |