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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,428 | $81,358-52.8% | $155,556-75.3% | $80,959-52.5% |
| Participation rate | 50.0% | 66.3%-16.3pp | 78.2%-28.2pp | 67.7%-17.7pp |
| Annual return | 26.02% | 33.39%-7.4pp | 64.84%-38.8pp | 35.67%-9.6pp |
| Employer contribution / active EE | $3,439 | $3,106+10.7% | $4,675-26.4% | $2,757+24.7% |
| Participant deferral / active EE | $1,517 | $3,455-56.1% | $5,631-73.1% | $4,300-64.7% |
| Admin fee / account holder | $314 | $7,994-96.1% | $15,885-98.0% | $6,925-95.5% |