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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,027 | $172,111-72.7% | $150,298-68.7% | $137,256-65.7% |
| Participation rate | 69.2% | 81.7%-12.5pp | 77.8%-8.5pp | 80.0%-10.7pp |
| Annual return | 20.35% | 69.37%-49.0pp | 62.79%-42.4pp | 220.34%-200.0pp |
| Employer contribution / active EE | $2,844 | $4,636-38.7% | $4,154-31.5% | $4,156-31.6% |
| Participant deferral / active EE | $6,120 | $6,166-0.7% | $5,453+12.2% | $6,407-4.5% |
| Admin fee / account holder | $907 | $16,471-94.5% | $14,116-93.6% | $12,270-92.6% |