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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,547 | $148,629-87.5% | $135,982-86.4% | $139,487-86.7% |
| Participation rate | 95.2% | 83.9%+11.4pp | 81.9%+13.3pp | 80.3%+14.9pp |
| Annual return | 26.22% | 79.33%-53.1pp | 68.32%-42.1pp | 373.84%-347.6pp |
| Employer contribution / active EE | $5,044 | $5,247-3.9% | $4,859+3.8% | $4,755+6.1% |
| Participant deferral / active EE | $4,785 | $8,102-40.9% | $7,760-38.3% | $6,713-28.7% |
| Admin fee / account holder | $516 | $12,406-95.8% | $10,767-95.2% | $11,407-95.5% |