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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,418 | $162,136+71.1% | $152,301+82.2% | $154,746+79.3% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 14.54% | 91.02%-76.5pp | 80.50%-66.0pp | 172.34%-157.8pp |
| Employer contribution / active EE | $4,533 | $4,890-7.3% | $4,624-2.0% | $4,379+3.5% |
| Participant deferral / active EE | $14,491 | $8,341+73.7% | $8,004+81.1% | $6,730+115.3% |
| Admin fee / account holder | $2,097 | $15,759-86.7% | $14,398-85.4% | $14,365-85.4% |