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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,418 | $154,228+79.9% | $145,433+90.8% | $137,256+102.1% |
| Participation rate | 71.4% | 83.8%-12.4pp | 82.1%-10.7pp | 80.0%-8.5pp |
| Annual return | 14.54% | 74.59%-60.0pp | 66.58%-52.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $4,533 | $4,804-5.6% | $4,554-0.5% | $4,156+9.1% |
| Participant deferral / active EE | $14,491 | $8,216+76.4% | $7,897+83.5% | $6,407+126.2% |
| Admin fee / account holder | $2,097 | $14,344-85.4% | $13,129-84.0% | $12,270-82.9% |