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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,418 | $156,398+77.4% | $147,318+88.3% | $138,895+99.7% |
| Participation rate | 71.4% | 83.8%-12.3pp | 82.1%-10.6pp | 79.9%-8.5pp |
| Annual return | 14.54% | 78.75%-64.2pp | 70.43%-55.9pp | 145.39%-130.9pp |
| Employer contribution / active EE | $4,533 | $4,853-6.6% | $4,593-1.3% | $4,194+8.1% |
| Participant deferral / active EE | $14,491 | $8,237+75.9% | $7,906+83.3% | $6,396+126.6% |
| Admin fee / account holder | $2,097 | $14,976-86.0% | $13,708-84.7% | $12,562-83.3% |