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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,418 | $196,972+40.8% | $182,262+52.2% | $198,609+39.7% |
| Participation rate | 71.4% | 85.7%-14.3pp | 84.2%-12.8pp | 82.4%-10.9pp |
| Annual return | 14.54% | 158.27%-143.7pp | 140.60%-126.1pp | 202.70%-188.2pp |
| Employer contribution / active EE | $4,533 | $5,364-15.5% | $5,046-10.2% | $5,055-10.3% |
| Participant deferral / active EE | $14,491 | $8,643+67.7% | $8,276+75.1% | $6,977+107.7% |
| Admin fee / account holder | $2,097 | $18,429-88.6% | $16,712-87.5% | $19,030-89.0% |