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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,744 | $51,638+33.1% | $129,406-46.9% | $80,959-15.1% |
| Participation rate | 58.2% | 56.9%+1.3pp | 69.6%-11.4pp | 67.7%-9.5pp |
| Annual return | 15.27% | 20.78%-5.5pp | 9468.18%-9452.9pp | 35.67%-20.4pp |
| Employer contribution / active EE | $1,375 | $1,584-13.2% | $4,155-66.9% | $2,757-50.1% |
| Participant deferral / active EE | $4,071 | $2,670+52.5% | $4,167-2.3% | $4,300-5.3% |
| Admin fee / account holder | $4,854 | $4,313+12.5% | $7,689-36.9% | $6,925-29.9% |