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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,744 | $51,604+33.2% | $129,295-46.8% | $80,874-15.0% |
| Participation rate | 58.2% | 57.0%+1.2pp | 69.6%-11.4pp | 67.6%-9.4pp |
| Annual return | 15.27% | 20.76%-5.5pp | 9429.28%-9414.0pp | 35.62%-20.3pp |
| Employer contribution / active EE | $1,375 | $1,585-13.2% | $4,157-66.9% | $2,756-50.1% |
| Participant deferral / active EE | $4,071 | $2,670+52.5% | $4,169-2.3% | $4,297-5.3% |
| Admin fee / account holder | $4,854 | $4,310+12.6% | $7,665-36.7% | $6,935-30.0% |