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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,598 | $148,629-68.0% | $135,982-65.0% | $139,487-65.9% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 14.70% | 79.33%-64.6pp | 68.32%-53.6pp | 373.84%-359.1pp |
| Employer contribution / active EE | $4,100 | $5,247-21.9% | $4,859-15.6% | $4,755-13.8% |
| Participant deferral / active EE | $10,099 | $8,102+24.6% | $7,760+30.1% | $6,713+50.4% |
| Admin fee / account holder | $1,765 | $12,406-85.8% | $10,767-83.6% | $11,407-84.5% |