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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,980 | $209,425-37.9% | $178,499-27.2% | $158,966-18.2% |
| Participation rate | 93.3% | 86.4%+7.0pp | 81.9%+11.4pp | 82.0%+11.4pp |
| Annual return | 5.44% | 188.80%-183.4pp | 151.10%-145.7pp | 302.95%-297.5pp |
| Employer contribution / active EE | $5,881 | $5,707+3.0% | $5,011+17.4% | $4,762+23.5% |
| Participant deferral / active EE | $7,037 | $5,955+18.2% | $5,202+35.3% | $5,983+17.6% |
| Admin fee / account holder | $1,544 | $17,078-91.0% | $13,986-89.0% | $11,250-86.3% |