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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,453 | $82,674-75.3% | $125,381-83.7% | $68,486-70.1% |
| Participation rate | 94.7% | 75.1%+19.7pp | 82.4%+12.4pp | 67.9%+26.8pp |
| Annual return | -24.50% | -5.97%-18.5pp | 572.31%-596.8pp | -7.85%-16.6pp |
| Employer contribution / active EE | $1,698 | $3,382-49.8% | $4,815-64.7% | $2,597-34.6% |
| Participant deferral / active EE | $13,820 | $6,111+126.2% | $7,448+85.6% | $4,028+243.1% |
| Admin fee / account holder | $960 | $6,277-84.7% | $10,007-90.4% | $5,404-82.2% |