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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,260 | $209,425-94.1% | $178,499-93.1% | $158,966-92.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 1266.20% | 188.80%+1077.4pp | 151.10%+1115.1pp | 302.95%+963.3pp |
| Employer contribution / active EE | $3,108 | $5,707-45.5% | $5,011-38.0% | $4,762-34.7% |
| Participant deferral / active EE | $9,289 | $5,955+56.0% | $5,202+78.6% | $5,983+55.3% |
| Admin fee / account holder | $1,476 | $17,078-91.4% | $13,986-89.4% | $11,250-86.9% |