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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,179 | $209,422-90.8% | $178,503-89.3% | $158,982-87.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.58% | 188.81%-178.2pp | 151.12%-140.5pp | 302.99%-292.4pp |
| Employer contribution / active EE | $8,981 | $5,707+57.4% | $5,011+79.2% | $4,763+88.6% |
| Participant deferral / active EE | $6,342 | $5,955+6.5% | $5,202+21.9% | $5,983+6.0% |
| Admin fee / account holder | $2,963 | $17,079-82.6% | $13,987-78.8% | $11,252-73.7% |