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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,025 | $148,623-68.4% | $135,974-65.4% | $139,466-66.3% |
| Participation rate | 94.7% | 83.9%+10.9pp | 81.9%+12.8pp | 80.3%+14.4pp |
| Annual return | 231.70% | 79.30%+152.4pp | 68.30%+163.4pp | 373.66%-142.0pp |
| Employer contribution / active EE | $4,672 | $5,246-10.9% | $4,859-3.8% | $4,754-1.7% |
| Participant deferral / active EE | $9,681 | $8,103+19.5% | $7,760+24.7% | $6,712+44.2% |
| Admin fee / account holder | $687 | $12,406-94.5% | $10,767-93.6% | $11,409-94.0% |