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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,530 | $152,612-51.8% | $125,192-41.3% | $152,897-51.9% |
| Participation rate | 81.0% | 83.3%-2.4pp | 79.8%+1.2pp | 82.5%-1.5pp |
| Annual return | 22.17% | 54.85%-32.7pp | 43.79%-21.6pp | 345.43%-323.3pp |
| Employer contribution / active EE | $7,387 | $4,947+49.3% | $3,866+91.1% | $4,764+55.1% |
| Participant deferral / active EE | $4,203 | $5,868-28.4% | $4,937-14.9% | $5,851-28.2% |
| Admin fee / account holder | $2,818 | $13,437-79.0% | $9,704-71.0% | $11,599-75.7% |