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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,184 | $175,231-78.2% | $149,696-74.5% | $139,466-72.6% |
| Participation rate | 78.6% | 83.4%-4.8pp | 78.8%-0.2pp | 80.3%-1.8pp |
| Annual return | 18.03% | 166.77%-148.7pp | 134.46%-116.4pp | 373.66%-355.6pp |
| Employer contribution / active EE | $4,155 | $5,478-24.2% | $4,821-13.8% | $4,754-12.6% |
| Participant deferral / active EE | $10,151 | $6,521+55.7% | $5,682+78.7% | $6,712+51.2% |
| Admin fee / account holder | $1,929 | $16,155-88.1% | $13,212-85.4% | $11,409-83.1% |