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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,157 | $209,422-29.3% | $178,503-17.0% | $158,982-6.8% |
| Participation rate | 36.4% | 86.4%-50.0pp | 81.9%-45.6pp | 82.0%-45.6pp |
| Annual return | 40.86% | 188.81%-147.9pp | 151.12%-110.3pp | 302.99%-262.1pp |
| Employer contribution / active EE | $1,379 | $5,707-75.8% | $5,011-72.5% | $4,763-71.1% |
| Participant deferral / active EE | $2,032 | $5,955-65.9% | $5,202-60.9% | $5,983-66.0% |
| Admin fee / account holder | $4,562 | $17,079-73.3% | $13,987-67.4% | $11,252-59.5% |