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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,837 | $29,667+115.2% | $56,441+13.1% | $80,874-21.1% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 13.13% | 35.22%-22.1pp | 1704.21%-1691.1pp | 35.62%-22.5pp |
| Employer contribution / active EE | $476 | $669-28.8% | $1,039-54.2% | $2,756-82.7% |
| Participant deferral / active EE | $1,123 | $1,227-8.4% | $1,953-42.5% | $4,297-73.9% |
| Admin fee / account holder | $1,077 | $2,429-55.7% | $2,829-61.9% | $6,935-84.5% |