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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,837 | $29,716+114.8% | $56,077+13.8% | $80,925-21.1% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 13.13% | 35.30%-22.2pp | 1709.28%-1696.1pp | 35.65%-22.5pp |
| Employer contribution / active EE | $476 | $671-29.0% | $1,040-54.2% | $2,756-82.7% |
| Participant deferral / active EE | $1,123 | $1,228-8.6% | $1,954-42.5% | $4,299-73.9% |
| Admin fee / account holder | $1,077 | $2,432-55.7% | $2,825-61.9% | $6,940-84.5% |