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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,837 | $29,733+114.7% | $56,025+13.9% | $80,959-21.1% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 13.13% | 35.28%-22.1pp | 1712.69%-1699.6pp | 35.67%-22.5pp |
| Employer contribution / active EE | $476 | $672-29.1% | $1,042-54.3% | $2,757-82.7% |
| Participant deferral / active EE | $1,123 | $1,229-8.7% | $1,955-42.5% | $4,300-73.9% |
| Admin fee / account holder | $1,077 | $2,434-55.7% | $2,828-61.9% | $6,925-84.4% |