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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,297 | $108,882-87.8% | $96,754-86.3% | $154,746-91.4% |
| Participation rate | 83.3% | 75.1%+8.3pp | 70.3%+13.1pp | 80.7%+2.6pp |
| Annual return | 26.35% | 98.39%-72.0pp | 82.04%-55.7pp | 172.34%-146.0pp |
| Employer contribution / active EE | $1,385 | $3,018-54.1% | $2,679-48.3% | $4,379-68.4% |
| Participant deferral / active EE | $5,027 | $5,323-5.6% | $4,758+5.7% | $6,730-25.3% |
| Admin fee / account holder | $714 | $10,200-93.0% | $8,905-92.0% | $14,365-95.0% |