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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,297 | $97,125-86.3% | $86,233-84.6% | $137,256-90.3% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.0%+14.3pp | 80.0%+3.4pp |
| Annual return | 26.35% | 74.19%-47.8pp | 61.39%-35.0pp | 220.34%-194.0pp |
| Employer contribution / active EE | $1,385 | $2,841-51.3% | $2,504-44.7% | $4,156-66.7% |
| Participant deferral / active EE | $5,027 | $5,180-2.9% | $4,559+10.3% | $6,407-21.5% |
| Admin fee / account holder | $714 | $9,725-92.7% | $8,342-91.4% | $12,270-94.2% |