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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,456 | $92,743+11.6% | $82,744+25.0% | $134,532-23.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -41.91% | 946.63%-988.5pp | 702.22%-744.1pp | 418.27%-460.2pp |
| Employer contribution / active EE | $29,400 | $3,273+798.3% | $3,008+877.4% | $4,741+520.1% |
| Participant deferral / active EE | $19,500 | $4,802+306.1% | $4,395+343.7% | $6,401+204.6% |
| Admin fee / account holder | $779 | $5,977-87.0% | $5,325-85.4% | $11,429-93.2% |