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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,861 | $171,492-68.6% | $150,734-64.3% | $198,609-72.9% |
| Participation rate | 50.0% | 81.4%-31.4pp | 78.4%-28.4pp | 82.4%-32.4pp |
| Annual return | 18.55% | 804.70%-786.2pp | 600.81%-582.3pp | 202.70%-184.2pp |
| Employer contribution / active EE | $1,863 | $5,470-65.9% | $4,918-62.1% | $5,055-63.2% |
| Participant deferral / active EE | $5,292 | $6,259-15.5% | $5,610-5.7% | $6,977-24.2% |
| Admin fee / account holder | $4,736 | $17,628-73.1% | $14,905-68.2% | $19,030-75.1% |