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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,861 | $111,535-51.7% | $105,223-48.8% | $137,256-60.8% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 18.55% | 237.85%-219.3pp | 180.65%-162.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,863 | $3,939-52.7% | $3,689-49.5% | $4,156-55.2% |
| Participant deferral / active EE | $5,292 | $5,500-3.8% | $5,072+4.3% | $6,407-17.4% |
| Admin fee / account holder | $4,736 | $9,721-51.3% | $8,859-46.5% | $12,270-61.4% |