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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,091 | $100,073-77.9% | $85,126-74.0% | $145,877-84.9% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 19.97% | 84.11%-64.1pp | 66.63%-46.7pp | 551.28%-531.3pp |
| Employer contribution / active EE | $5,978 | $3,236+84.7% | $2,731+118.9% | $4,663+28.2% |
| Participant deferral / active EE | $8,895 | $5,294+68.0% | $4,523+96.7% | $6,691+33.0% |
| Admin fee / account holder | $1,191 | $7,261-83.6% | $6,160-80.7% | $13,402-91.1% |