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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,394 | $73,863-65.6% | $143,797-82.3% | $68,490-62.9% |
| Participation rate | 56.1% | 66.7%-10.6pp | 80.3%-24.2pp | 67.9%-11.8pp |
| Annual return | -22.18% | 0.91%-23.1pp | -0.04%-22.1pp | -7.85%-14.3pp |
| Employer contribution / active EE | $1,858 | $3,185-41.7% | $4,952-62.5% | $2,597-28.4% |
| Participant deferral / active EE | $2,973 | $3,385-12.2% | $5,638-47.3% | $4,028-26.2% |
| Admin fee / account holder | $0 | $5,756-100.0% | $14,679-100.0% | $5,403-100.0% |