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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,886 | $110,337-89.2% | $102,383-88.4% | $145,877-91.9% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 5.99% | 24.83%-18.8pp | 24.94%-18.9pp | 551.28%-545.3pp |
| Employer contribution / active EE | $2,211 | $4,216-47.6% | $3,870-42.9% | $4,663-52.6% |
| Participant deferral / active EE | $2,579 | $5,621-54.1% | $5,060-49.0% | $6,691-61.4% |
| Admin fee / account holder | $3,605 | $9,750-63.0% | $8,391-57.0% | $13,402-73.1% |