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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,768 | $138,386+0.3% | $184,260-24.7% | $80,935+71.5% |
| Participation rate | 88.6% | 83.9%+4.7pp | 86.8%+1.7pp | 67.7%+20.9pp |
| Annual return | 19.96% | 20.02%-0.1pp | 28.84%-8.9pp | 35.66%-15.7pp |
| Employer contribution / active EE | $7,745 | $4,851+59.7% | $6,427+20.5% | $2,757+181.0% |
| Participant deferral / active EE | $13,157 | $7,076+85.9% | $9,133+44.1% | $4,299+206.0% |
| Admin fee / account holder | $3,401 | $10,489-67.6% | $13,898-75.5% | $6,924-50.9% |