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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,795 | $143,969+3.4% | $199,883-25.6% | $82,637+80.1% |
| Participation rate | 92.9% | 84.1%+8.7pp | 86.8%+6.1pp | 68.1%+24.8pp |
| Annual return | 24.18% | 25.67%-1.5pp | 43.81%-19.6pp | 53.51%-29.3pp |
| Employer contribution / active EE | $10,077 | $4,632+117.5% | $6,261+60.9% | $2,552+294.8% |
| Participant deferral / active EE | $16,050 | $6,937+131.4% | $9,138+75.6% | $4,126+289.0% |
| Admin fee / account holder | $21,789 | $14,597+49.3% | $17,268+26.2% | $7,339+196.9% |