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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,147 | $183,592-68.9% | $155,574-63.3% | $145,877-60.8% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 17.69% | 61.37%-43.7pp | 64.87%-47.2pp | 551.28%-533.6pp |
| Employer contribution / active EE | $3,771 | $5,317-29.1% | $4,676-19.4% | $4,663-19.1% |
| Participant deferral / active EE | $8,094 | $6,466+25.2% | $5,629+43.8% | $6,691+21.0% |
| Admin fee / account holder | $4,075 | $19,316-78.9% | $15,914-74.4% | $13,402-69.6% |