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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,418 | $96,691-98.5% | $86,656-98.4% | $139,487-99.0% |
| Participation rate | 81.8% | 74.4%+7.4pp | 71.7%+10.1pp | 80.3%+1.5pp |
| Annual return | 13.79% | 106.87%-93.1pp | 593.09%-579.3pp | 373.84%-360.1pp |
| Employer contribution / active EE | $0 | $3,267-100.0% | $3,025-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,562 | $4,838-67.7% | $4,439-64.8% | $6,713-76.7% |
| Admin fee / account holder | $1,293 | $6,414-79.8% | $5,619-77.0% | $11,407-88.7% |