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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,809 | $110,240-56.6% | $96,544-50.5% | $139,487-65.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 5.62% | 26.41%-20.8pp | 25.88%-20.3pp | 373.84%-368.2pp |
| Employer contribution / active EE | $2,594 | $3,622-28.4% | $2,966-12.6% | $4,755-45.4% |
| Participant deferral / active EE | $6,465 | $5,549+16.5% | $4,851+33.3% | $6,713-3.7% |
| Admin fee / account holder | $1,463 | $11,602-87.4% | $8,254-82.3% | $11,407-87.2% |