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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,647 | $102,595+23.4% | $94,057+34.6% | $154,746-18.2% |
| Participation rate | 92.3% | 76.0%+16.3pp | 73.3%+19.0pp | 80.7%+11.6pp |
| Annual return | 22.84% | 583.42%-560.6pp | 480.62%-457.8pp | 172.34%-149.5pp |
| Employer contribution / active EE | $7,852 | $3,147+149.5% | $2,933+167.7% | $4,379+79.3% |
| Participant deferral / active EE | $6,746 | $5,118+31.8% | $4,709+43.2% | $6,730+0.2% |
| Admin fee / account holder | $675 | $7,736-91.3% | $7,244-90.7% | $14,365-95.3% |