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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,689 | $129,737-91.8% | $119,126-91.0% | $154,746-93.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.19% | 379.08%-364.9pp | 282.11%-267.9pp | 172.34%-158.1pp |
| Employer contribution / active EE | $4,028 | $4,375-7.9% | $4,034-0.1% | $4,379-8.0% |
| Participant deferral / active EE | $8,983 | $5,842+53.8% | $5,318+68.9% | $6,730+33.5% |
| Admin fee / account holder | $6,686 | $11,961-44.1% | $10,693-37.5% | $14,365-53.5% |