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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,628 | $167,362-52.4% | $143,799-44.6% | $134,532-40.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.84% | 0.47%-26.3pp | -0.04%-25.8pp | 418.27%-444.1pp |
| Employer contribution / active EE | $9,847 | $5,620+75.2% | $4,952+98.8% | $4,741+107.7% |
| Participant deferral / active EE | $10,800 | $6,447+67.5% | $5,638+91.5% | $6,401+68.7% |
| Admin fee / account holder | $360 | $18,094-98.0% | $14,677-97.5% | $11,429-96.8% |