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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,438 | $106,280-88.3% | $96,538-87.1% | $139,487-91.1% |
| Participation rate | 16.7% | 77.8%-61.2pp | 74.3%-57.7pp | 80.3%-63.7pp |
| Annual return | 23.74% | 38.48%-14.7pp | 35.74%-12.0pp | 373.84%-350.1pp |
| Employer contribution / active EE | $990 | $4,107-75.9% | $3,740-73.5% | $4,755-79.2% |
| Participant deferral / active EE | $1,381 | $5,457-74.7% | $4,880-71.7% | $6,713-79.4% |
| Admin fee / account holder | $235 | $7,888-97.0% | $6,737-96.5% | $11,407-97.9% |