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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4+ years Filed as: LPL FINANCIAL LLC RPCP Service code 26 · EIN 04-3046611 | Advisory (Participants) | $36,246 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $5,773 |
Service code 37 · EIN 04-2647786 | Loan Processing | $5,588 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,909 | $89,123-31.7% | $102,460-40.6% | $77,762-21.7% |
| Participation rate | 60.2% | 80.9%-20.7pp | 76.5%-16.3pp | 70.6%-10.4pp |
| Annual return | 9.18% | 25.05%-15.9pp | 29.47%-20.3pp | 31.27%-22.1pp |
| Employer contribution / active EE | $1,058 | $2,700-60.8% | $3,025-65.0% | $2,728-61.2% |
| Participant deferral / active EE | $3,190 | $5,148-38.0% | $5,056-36.9% | $4,651-31.4% |
| Admin fee / account holder | $182 | $236-22.7% | $9,460-98.1% | $433-57.9% |