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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,399 | $167,362-92.0% | $143,799-90.7% | $134,532-90.0% |
| Participation rate | 81.0% | 84.8%-3.9pp | 80.3%+0.6pp | 81.2%-0.3pp |
| Annual return | -10.69% | 0.47%-11.2pp | -0.04%-10.6pp | 418.27%-429.0pp |
| Employer contribution / active EE | $1,616 | $5,620-71.2% | $4,952-67.4% | $4,741-65.9% |
| Participant deferral / active EE | $4,080 | $6,447-36.7% | $5,638-27.6% | $6,401-36.3% |
| Admin fee / account holder | $473 | $18,094-97.4% | $14,677-96.8% | $11,429-95.9% |