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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,624 | $227,399-87.0% | $189,758-84.4% | $198,609-85.1% |
| Participation rate | 87.5% | 84.0%+3.5pp | 79.8%+7.7pp | 82.4%+5.1pp |
| Annual return | 23.50% | 61.03%-37.5pp | 52.62%-29.1pp | 202.70%-179.2pp |
| Employer contribution / active EE | $2,456 | $5,526-55.6% | $4,767-48.5% | $5,055-51.4% |
| Participant deferral / active EE | $7,009 | $6,837+2.5% | $5,856+19.7% | $6,977+0.5% |
| Admin fee / account holder | $2,161 | $25,162-91.4% | $20,388-89.4% | $19,030-88.6% |