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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,901 | $59,116+16.6% | $86,438-20.3% | $68,486+0.6% |
| Participation rate | 37.0% | 75.2%-38.3pp | 80.3%-43.4pp | 67.9%-30.9pp |
| Annual return | -18.20% | -0.23%-18.0pp | 4397.19%-4415.4pp | -7.85%-10.3pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,769-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,986 | $5,902-32.5% | $6,952-42.7% | $4,028-1.0% |
| Admin fee / account holder | $15,198 | $5,639+169.5% | $6,733+125.7% | $5,404+181.2% |