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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,513 | $77,523-27.1% | $100,383-43.7% | $80,874-30.1% |
| Participation rate | 94.0% | 77.0%+17.0pp | 81.5%+12.5pp | 67.6%+26.4pp |
| Annual return | 15.40% | 37.21%-21.8pp | 49.26%-33.9pp | 35.62%-20.2pp |
| Employer contribution / active EE | $1,048 | $2,801-62.6% | $3,944-73.4% | $2,756-62.0% |
| Participant deferral / active EE | $3,856 | $6,822-43.5% | $8,086-52.3% | $4,297-10.3% |
| Admin fee / account holder | $2,874 | $5,899-51.3% | $7,900-63.6% | $6,935-58.6% |