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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,502 | $100,938-46.0% | $90,461-39.8% | $158,982-65.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 6.83% | 1727.20%-1720.4pp | 1294.76%-1287.9pp | 302.99%-296.2pp |
| Employer contribution / active EE | $2,863 | $3,691-22.4% | $3,264-12.3% | $4,763-39.9% |
| Participant deferral / active EE | $7,004 | $4,350+61.0% | $3,964+76.7% | $5,983+17.1% |
| Admin fee / account holder | $3,119 | $6,510-52.1% | $5,617-44.5% | $11,252-72.3% |