See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: LINCOLN FINANCIAL ADVISORS Service code 26 · EIN 35-1151034 | Advisory (Participants) | $13,087 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $250 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,680 | $65,061-28.3% | $143,757-67.5% | $66,914-30.2% |
| Participation rate | 33.3% | 65.2%-31.8pp | 80.3%-47.0pp | 69.8%-36.5pp |
| Annual return | -18.55% | -11.14%-7.4pp | -0.04%-18.5pp | 1.58%-20.1pp |
| Employer contribution / active EE | $0 | $2,361-100.0% | $4,951-100.0% | $2,544-100.0% |
| Participant deferral / active EE | $3,106 | $2,919+6.4% | $5,637-44.9% | $4,237-26.7% |
| Admin fee / account holder | $452 | $502-10.0% | $14,673-96.9% | $593-23.9% |