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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,925 | $109,411-90.0% | $89,435-87.8% | $158,982-93.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 20.49% | 345.68%-325.2pp | 245.55%-225.1pp | 302.99%-282.5pp |
| Employer contribution / active EE | $1,575 | $3,173-50.4% | $2,587-39.1% | $4,763-66.9% |
| Participant deferral / active EE | $2,833 | $4,600-38.4% | $3,890-27.2% | $5,983-52.7% |
| Admin fee / account holder | $342 | $6,159-94.4% | $4,884-93.0% | $11,252-97.0% |