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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,675 | $77,707-83.7% | $70,160-81.9% | $139,466-90.9% |
| Participation rate | 50.0% | 83.1%-33.1pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 13.74% | 19.30%-5.6pp | 19.08%-5.3pp | 373.66%-359.9pp |
| Employer contribution / active EE | $0 | $4,986-100.0% | $4,285-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,545 | $6,443-45.0% | $5,394-34.3% | $6,712-47.2% |
| Admin fee / account holder | $532 | $5,397-90.1% | $4,582-88.4% | $11,409-95.3% |